KEY HIGHLIGHTS EPFO’s new 2025 rules completely change how India’s workers retire. Centralised pension system + digital updates = faster, smoother payouts. Minimum pension hike under review; big relief expected for lakhs of families. The fear of retirement hits hardest when you don’t know what happens after that final working day.For lakhs of Indian workers, … Read more
The dream room over ₹6.7 lakhs from the small initial deposit alone over a 15-year period-oh, blissful magic this sounds-[after which time you can go to bed every night peacefully sure that your life savings are immune to market turmoil and tax chaos]. That is 2025, when the clouds of economic instability are enveloping the … Read more
Imagine this: you are reading morning news, sipping your chai and pondering about mounting bills and old-age insecurities, and WOW! There you are in a most unexpected way, steering your petty cash into heaps and mounds of tax-free fortune, all through an innocent visit to the bank. Hi there, The SBI PPF is going to … Read more
A situation where people put in decades of hard work in the fields, factories, and offices only to retire with paltry savings that can only cover a week’s groceries-a dire scenario for millions of Indian workers under the Employees’ Provident Fund Organisation (EPFO) under the Employees’ Pension Scheme (EPS-95) being inducted from 2014 when the … Read more
KEY HIGHLIGHTS EPFO interest rate for FY 2024-25 is 8.25%, same as last year. You can check PF balance from home via missed call, SMS or Umang app** in minutes. Upper salary limit to join EPFO is ₹15,000; next rate review expected around Feb 2026. If you work in India and contribute to EPF, small … Read more